Dr. Reza Tafreshi, DDSImplant · Cosmetic · Family Dentistry
Written Estimates · Coverage Is Plan-Specific

Understand Your Dental Costs Before Treatment

Review the proposed fees, estimated insurance contribution and available payment options before treatment. Final insurance payment is determined by your plan.

  • Call to verify your PPO plan
  • Coverage estimates before treatment
  • CareCredit & Cherry Financing
  • Written treatment estimates
Understand Your Dental Costs Before Treatment
Quick answer
Plan participation and benefits change. Call with your insurer and plan details so the team can check current participation and estimate benefits. Financing may be available through CareCredit and Cherry, subject to lender terms and approval. HSA/FSA eligibility depends on your plan and the care provided.

Three Ways to Make Treatment Affordable

Compare insurance estimates, financing terms, and eligible HSA/FSA funds to choose an approach that fits your plan and budget.

Dental Insurance

Call with your insurer and plan details so the team can check current participation and request an estimate of benefits. An estimate is not a guarantee of payment; the insurer makes the final coverage decision.

Monthly Financing

Through CareCredit and Cherry, treatment can be split into monthly payments. Applications take a few minutes, and options may include soft-credit-check prequalification and promotional payment plans — terms, rates, and approval are set by the lender. Our team can help you apply at your visit.

HSA/FSA & Phased Treatment

Health savings and flexible spending funds can generally be applied to eligible dental care. For larger cases, treatment can often be sequenced in stages — handling urgent work now and planning the rest around your budget and benefit renewals.

How It Works — From Plan Details to Payment Path

  1. 1

    Share Your Plan Details

    Call or send your insurance information ahead of your visit so we can verify your benefits before you arrive.

  2. 2

    Free Consultation & 3D Exam

    Dr. Tafreshi examines your teeth with 3D imaging and explains what treatment you actually need — and what can wait.

  3. 3

    Written Estimate

    You receive a written estimate listing each procedure, its fee, and the portion your insurance is expected to cover.

  4. 4

    Choose Your Path & Schedule

    Pick the payment option that fits — insurance, financing, HSA/FSA, or a mix — and schedule your treatment.

Why a Written Estimate Matters

The most common financial complaint patients have about dentistry isn't the price — it's finding out about the price mid-treatment. That's why nothing starts here until you've seen the full plan on paper: each procedure, its fee, and where insurance is expected to help. If your situation changes along the way, the plan is updated and reviewed with you before anything else is done.

For bigger cases — multiple crowns, implants, full-mouth work — a written plan also makes phasing possible: treatment can be staged across months or plan years so the cost arrives in manageable steps instead of all at once. If implants are on your mind, start with what drives implant costs to see how the numbers come together.

Financing & Insurance FAQs

Dr. Reza Tafreshi, DDS · Aliso Viejo

Get Your Written Estimate — Then Decide

Review the proposed fees, estimated benefits and available payment paths before deciding.

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